How big is ChoicePoint? How big you have to be to become a monopoly?

Its obvious that they own most of the companies in the Data mining bussiness. Now All insurance companies consult Choicepoint C.L.U.E. report before they aprove you for home or even car insurance. They know things about anyone like how many accidents you have, if you were at fault, and how many traffic tickets you have. Thats the new way for this companies to detrmine how much are they going to charge you for insurance. All you need to have is a couple of mistakes and boom you get stock with higher rates, awesome bussiness dont you think?. They have one of the biggest databases in the nation that now even FBI uses them or buy their information instead of doing their own investigations. How comfortable Aint it? There is no doubt that Choice point is one poses one of the most dangerous databases in america. And there is no way to put controls to their marketing of a citizen own and personal information. A monopoly ! we can agree they are the biggest in the market right now.